Many people in Runcorn delay writing a will, often assuming it is something to be dealt with later in life. But putting it off can leave families vulnerable, assets unprotected, and your personal wishes disregarded. Having a valid will is one of the most important legal documents you can prepare in your lifetime.
For individuals and families in Runcorn, making a legally sound will ensure peace of mind. It offers clarity, reduces the risk of conflict, and ensures your estate is handled according to your wishes.
What is a will, and why is it necessary?
A will is a written legal document that outlines how your estate should be distributed after your death. Your estate may include property, savings, possessions, investments, and even digital assets. A will can also appoint guardians for minor children and express your funeral preferences.
Without a will, you are said to die “intestate”. In this situation, the law takes over, and your estate is distributed according to strict legal rules that may not reflect your preferences or your family’s needs.
In short, a will ensures that your decisions are followed. Without one, the state decides.
What happens if you die without a will?
The consequences of not having a will can be significant. In Runcorn and throughout England and Wales, dying without a will means:
- Your spouse or civil partner may not receive everything
- Unmarried partners have no automatic legal rights
- Children, stepchildren or grandchildren may inherit unevenly or not at all
- Family disagreements can lead to disputes, delays, and stress
- Your estate could be taxed inefficiently, meaning loved ones receive less
In short, if you die without a valid will, people you care about may lose out, and your estate could be tied up in avoidable legal complications.
What makes a will legally valid in the UK?
To ensure your will is valid and enforceable, it must meet the following legal requirements:
- You must be 18 or older
- The will must be given freely and without coercion
- You must be of sound mind and understand the implications of what you are doing
- The will must be in writing
- It must be signed by you in the presence of two witnesses
- The two witnesses must also sign the will, in your presence
Witnesses must not be beneficiaries of the will or the spouses of beneficiaries, or they will lose their entitlement.
Why is now the best time for Runcorn residents to write a will?
Life changes quickly. Whether you have recently bought a home in Runcorn, started a family, remarried, or experienced a loss, each of these events can impact how your estate should be managed.
We often hear from clients who intended to “get around to it” but left things too late. Planning ahead helps your family avoid unnecessary legal challenges and can also help protect your estate from excessive inheritance tax.
Even if your financial affairs are simple, a professionally written will gives your loved ones clarity and reassurance.
Common myths about wills
Many people avoid writing a will due to misconceptions. Here are a few common myths we encounter:
- “I’m too young to need a will”
Tragedy can strike at any age. Having a will is responsible planning, not a sign of pessimism. - “Everything will go to my partner anyway”
If you are not married or in a civil partnership, your partner may inherit nothing unless you have a will. - “I don’t own much, so it’s not necessary”
Even modest estates can cause disputes or delays if no clear instructions are left behind. - “I made a will years ago, so I’m covered”
If your circumstances have changed (marriage, children, divorce, property purchase), your will may need updating.
Why use a solicitor to write your will?
DIY wills or templates found online may seem convenient, but they often lead to errors, omissions, or invalid documents. Even small mistakes can lead to legal challenges or unintended outcomes.
At Marley Solicitors, we provide Runcorn clients with:
- Bespoke legal advice based on your personal and financial situation
- Properly drafted wills that meet all legal requirements
- Guidance on inheritance tax and asset protection
- Storage options and regular review reminders
- Peace of mind that your loved ones will be protected
Many people are unaware that even small errors (such as incorrect witness procedures) can invalidate a will. Working with a solicitor ensures your wishes are carried out correctly and legally.
When should you update your will?
Wills are not static documents. They should reflect your current life and financial situation. It is advisable to review your will every three to five years or when major life events occur, such as:
- Marriage or civil partnership
- Separation or divorce
- The birth or adoption of children or grandchildren
- The death of a beneficiary or executor
- Acquiring or selling property
- Significant changes in financial circumstances
If you have relocated to Runcorn recently, it’s also worth checking that your current will complies with UK laws and remains suitable for your situation.
How Marley Solicitors helps Runcorn families plan for the future
Our experienced team at Marley Solicitors takes pride in offering personalised legal support to individuals and families across Runcorn. We understand that discussing a will can be emotional and sometimes daunting, which is why we offer a friendly, confidential, and jargon-free approach.
We make it easy to get started, whether you want a simple will or need advice on more complex arrangements, such as the following:
- Mirror wills for couples
- Wills involving trusts
- Guardianship for children
- Business succession planning
- Inheritance tax mitigation
We offer in-person meetings, home visits in Runcorn, and virtual appointments depending on your preference.
Final thoughts
Having a valid will in place is not just a legal formality, it’s a powerful way to take care of your loved ones, reduce stress for your family, and ensure that your estate is handled the way you choose.
If you live in Runcorn and haven’t made a will, or your current will no longer reflects your wishes, now is the time to act. Marley Solicitors is here to support you with clear advice and reliable legal solutions tailored to your life.
Get started with your will today
To speak to a local solicitor in Runcorn about writing or updating your will, contact Marley Solicitors. We offer a free initial consultation to discuss your needs and provide practical advice.
